Now that the clocks have changed, we’re heading into an expensive period where our outgoings can be higher than at any other time of year.
First Halloween, then Bonfire Night, before too long we’re into Christmas parties followed by Christmas itself and New Year, not to mention additional religious and national celebrations such as Thanksgiving.
If money is tight, you might be tempted to borrow to get you through the wintry festive season. There are good ways and bad ways to go about this and our borrowing page will give you the basics to avoid getting into trouble.
Make sure you start 2018 with as few money worries as possible.