If we’re out of work or struggling to make ends meet, gig work could be our ticket to fast cash.
When struggling for cash, gig work can seem like a quick fix. With companies like Uber, Deliveroo, and TaskRabbit constantly hiring, earning money fast is easier than ever. But is it worth it?
WHO’S HIRING?
The gig economy is booming. Here’s where to find work now:
- Delivery & Driving – Uber, Uber Eats, Deliveroo, Just Eat, and Amazon Flex offer flexible work for those with a bike, scooter, or car. Supermarket drivers (Tesco, Asda, Sainsbury’s) get hourly wages and benefits, unlike self-employed gig workers.
- Freelancing & Online Work – Platforms like Fiverr and Upwork suit those skilled in writing, design, or coding but require time and effort to build a reputation.
- Odd Jobs & Trades – TaskRabbit and Handy match workers with jobs like cleaning and furniture assembly.
- Hospitality & Events – Stint and Indeed Flex provide shifts in bars, restaurants, and event venues.
PROS: WHY IT WORKS
✔ Flexibility – Work when and where we want, fitting shifts around our lifestyle.
✔ Quick Cash – Some platforms pay weekly or even daily.
✔ No CV Needed – Many roles require no qualifications.
✔ Variety – No two days are the same, with different tasks and workplaces.
CONS: WHAT TO WATCH OUT FOR
❌ No Job Security – Check if sick pay, holiday pay, or guaranteed income are included.
❌ Uncertain Earnings – After expenses like fuel and maintenance, we could earn less than minimum wage.
❌ No Benefits – No pension, company perks, or training, though some websites offer limited support (eg, Deliveroo’s earnings support and Uber’s Partner Protection).
❌ Self-Employed Taxes – Workers must manage their own tax returns and set aside money for National Insurance.
IS IT RIGHT FOR US?
Before starting, consider:
- How much do we need to earn? Account for costs like fuel and platform fees.
- Do we have the right insurance? Delivering food or driving passengers may require extra cover.
- Patchy coverage? Some areas have fewer opportunities available.
- Can we handle the grind? Juggling multiple platforms can be exhausting.
QUIDS IN! SAYS
Gig work isn’t a get-rich-quick scheme but can be a lifeline for quick cash or a stepping stone into employment. However, if stability, benefits, and career progression are priorities, it may not be the best long-term choice.
For those of us on Universal Credit, we can remain on the benefit as we start earning. If we’re thinking of self-employment as a longer-term option, we should check out the rules.
Image: Andrew Will / Shutterstock
