The DWP have suggested any savings put aside to pay tax will not be counted as ‘capital’ and so won’t impact the amount we are eligible for when claiming UC. Ideally, the money should be in a business account, but even if it’s in our personal account, if we can prove it’s for tax purposes, we should be able to have it discounted.

Martin Lewis has said: ‘If you’ve got savings to pay tax, put a note of this in your online UC journal, and tell them when they call, and it should be discounted from the calculations.’