My employer has said they need to reduce my hours. Can I refuse?

For smaller businesses, bosses may well be trying all they can to keep things going but their starting point should to ask you, not tell you.

They might also be trying to save your job in the longer term so ask what happens if you say ‘no’. The Money Advice Service talks through your rights here: https://www.moneyadviceservice.org.uk/en/articles/working-reduced-hours-as-an-alternative-to-redundancy