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Latest Readers Club News
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Rent rises – here’s what we need to know
We may be bracing ourselves for rent rises next month – but there are other things we can do to…
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New rules on photo ID for voting
New rules mean we’ll need to bring photo ID when we go to vote. But if we don’t have any…
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Warning over cost-of-living scams
With prices rising there’s a warning that fraudsters are trying to trick us with a number of cost-of-living scams
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Quarter of prepayment energy vouchers still unused
A quarter of the prepayment energy vouchers sent out to help with our bills haven’t been used. Here’s what we…
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New £301 cost-of-living payment this spring
The first of three cost-of-living payments is due to be made this spring to people on Universal Credit and other…
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Have a prepayment meter? Here are our rights
If we have a prepayment meter we may sometimes worry about topping it up. But there are certain rights in…
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Cost of living warning about Buy-Now-Pay-Later
There’s a warning that Buy-Now-Pay-Later schemes may be leading to rising levels of debt amid the cost-of-living crisis
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Get free cash with Help to Save
If we can find a couple of pounds a month for our savings we could get free money from the…
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Morrisons cuts prices of Savers products
The supermarket has further reduced the price of 130 Savers products, including chicken and cheese Morrisons has cut prices across…
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Pension Credit could be worth thousands – don’t miss out!
A massive £1.7 billion of Pension Credit went unclaimed last year. If we’re eligible we could be in for an…
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Extra help for vulnerable energy customers with the Priority Services Register
Vulnerable energy customers can get special support by signing up for the Priority Services Register and many of us might…
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Mental health and the cost of living
The cost of living may be leaving us anxious and worried. But it’s important to remember that we’re not alone
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Robbie’s tasty and cheap egg fried rice
This easy and cheap egg fried rice recipe from chef Robbie Davison can be made for less than £1 per…
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Energy bills support – what’s available?
It can be tough keeping on top of all the energy bills support that’s out there. So here’s a list…
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Brrrr… could we be in line for a Cold Weather Payment?
As temperatures drop we could be in line for a £25 Cold Weather Payment from the government to help with…
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Get free mobile data this Christmas
Lots of struggle to use the internet, but this Christmas we can get free mobile data to help us get…
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Look out for damp and mould this winter
Damp and mould in our homes can really harm our health but there are things we can do to tackle…
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More help to get us through the cost-of-living crisis
The government has promised more help for those of us on low incomes to cope with the cost-of-living crisis
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How to save money on Christmas presents
Spreading the joy at Christmas doesn’t mean spending lots of money. We’ve got some ideas for great presents that are…
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Get paid to use less energy at peak times
We could get money back on our energy bills this winter by cutting back what we use during peak times…
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Prepayment energy meters – don’t miss out on free vouchers!
If we have an older-style prepayment energy meter we should have received a voucher in October for £66 to help…
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Wages boost as National Insurance rate is cut
The cut in the National Insurance rate this month means many of us in work will take home a bit…
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How to sell gold jewellery safely and avoid scams
If we’ve ever been approached with an offer to sell gold jewellery this is what we need to know to…
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Use up old stamps now before barcode deadline
We should start using up our old stamps now before new ones with a barcode come into circulation at the…
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Second Cost of Living Payment due
If we’re on Universal Credit or certain other benefits we’ll get an extra £324 Cost of Living Payment this month
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How to eat well for less
If we’re trying to Think Bigger Than Bills, saving on food is a good place to start
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Money matters wordsearch solved
How did you get on with our money matters puzzle? Here’s the solution to the wordsearch from the Autumn 2022…
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Soup, roll and hot drink for £1 in Asda ‘winter warmer’
Asda is offering soup, a roll and unlimited hot drinks for £1 to customers aged over 60 in a cost-of-living…
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Interest rates rise to 2.25 per cent
The rise in interest rates means any debts we have could become more expensive to repay but we might earn…
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Pay rise on the cards as Real Living Wage goes up
The Real Living Wage is higher than the minimum wage – and those who earn it will be a lot…
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Big changes for people on Universal Credit
If we’re working and on Universal Credit we’ll have to earn the equivalent of 15 hours a week or take…
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Why the Energy Price Guarantee DOESN’T cap bills at £2,500
The government’s new Energy Price Guarantee will keep bills below the levels we were expecting – but how much will…
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Benefit claimants could save on broadband with social tariffs
The government is urging broadband and mobile providers to promote social tariffs as we struggle with the cost of living
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Benefits claimants – don’t lose out in Universal Credit move!
If we’re not yet on Universal Credit, we need to keep an eye on our post to make sure we…
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Iceland bids to help us cut cooking costs
Supermarket chain Iceland is offering tips and tweaking cooking instructions on its products to help us cut costs in the…
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Disability cost-of-living payments due soon
If we’re claiming certain benefits we’ll be in line for a £150 disability cost-of-living payment from this month
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Think bigger to bash bigger bills
If we’ll really have to find an extra £40 a week to meet rising bills, there’s no choice but to…
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Warning over buy now pay later
There are fears that lenders aren’t always being clear with those of us thinking about using buy now pay later
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Interest rates rise again by half a percentage point
Interest rates have risen to 1.75 per cent. But what does this mean if we have loans and credit cards…
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More details on £400 energy bills support
There are more details on how we’ll receive the £400 energy bills support from the government this autumn
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Only a few weeks left to spend paper notes
Paper versions of the £20 and £50 bank notes will no longer be legal tender after September so we should…
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10 ways to keep the kids fed and happy during the holidays
Parents know how costs rocked during the school holidays. So we’ve made this guide to keeping kids fed and entertained…
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Universal Credit working hours rule set to change
If we claim Universal Credit the rules around our working hours could be set to change. And our payments could…
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Don’t blow the cost-of-living payment!
We’re going to be faced with even higher energy costs in autumn and the £650 cost-of-living payment is meant to…
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Workplace pensions explained
How do they work? Can I opt out? Read our handy explainer on workplace pensions If we’re working in a…
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The move to Universal Credit explained
The managed migration process is under way – and there are things we need to know As part of the…
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If you’re on Universal Credit you could get cheaper broadband
Only a fraction of those on Universal Credit are getting cheaper broadband If we’re on Universal Credit we can get…
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Cost of living payment for people on Universal Credit
The cost of living payment for people on Universal Credit and other benefits will be paid out soon. We explain…
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How to talk to kids when money is tight
It’s tough telling our kids they can’t have the things they want because money is tight. But there are ways…
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Help with the school holiday expense
It can be tough keeping kids fed and entertained when we’re on a tight budget – but there’s help out there…
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How to fight back against rising costs
A smart meter alone won’t cut our bills. But knowing what we’re spending on energy can put us back in…
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8 smart meter myths BUSTED!
There might be lots of reasons why we think a smart meter’s not for us – but let’s talk through…
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Extra cash to help with rising energy bills
The government has announced extra funding worth hundreds of pounds per household to help us meet the cost of rising…
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Supermarket Iceland offers £30 vouchers to pensioners
Supermarket chain Iceland is giving shoppers aged over 60 a ten per cent discount off their shopping every Tuesday
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New rules crack down on funeral plans
New rules will crack down on funeral plan providers to make sure they pay out as promised and avoid high-pressure…
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Do I need a TV licence?
The way we watch TV has completely changed in the past decade, but what does this mean for a TV…
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Hundreds to be moved on to Universal Credit
‘Managed migration’ – where we’re moved on to Universal Credit from other legacy benefits – has started up again
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Could an energy hardship fund help?
Bills have rocketed since the new energy price cap came in but several suppliers have an energy hardship fund that…
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How to cut household bills
As energy bills are rocketing it makes sense to look at how to cut other household bills to help cushion…
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Cheap train tickets in ‘Great Rail Sale’
If we’re thinking about travelling soon we can get cheap train tickets on some journeys from now until the end…
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Driving down the cost of motoring
The cost of filling up at the pumps has hit record highs but there are things we can do to…
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Look out for new delivery scam
There’s a new text and email parcel delivery scam that tricks people into signing up for expensive subscriptions
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New easy read tool for Quids in! website
We can translate the site into other languages or hear it read aloud The Quids in! website has a new…
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New book teaches kids of loan shark dangers
A new book, funded by cash seized from crooks, is teaching kids about the dangers of borrowing from loan sharks
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Cost of fish and chips could hit £10
Fish and chips could be about to hit £10 a portion – but there are ways of saving cash without…
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Wages boost as National Insurance threshold rises
The threshold for National Insurance is rising, meaning we’ll get to take home more of our pay before making contributions
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£15bn of unclaimed benefits – is any of that cash ours?
About £15bn of benefits are unclaimed every year, but with the cost of living soaring it’s time to make sure…
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Asda plans new budget ‘Just Essentials’ range
Supermarket Asda is launching a new range of 300 budget products called ‘Just Essentials’ to help us as the cost…
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Household Support Fund extended
If we’re struggling to get by as prices rise, the Household Support Fund has been extended and could help us…
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Benefit deadline for Post Office accounts
If we’ve been using Post Office card accounts for certain benefits we’ll have to supply new account details or risk…
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£150 council tax rebate – how does it work?
As our energy bills soar and the cost of living goes up, there’s a £150 council tax rebate on the…
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Check meter readings before price cap rise
We should take meter readings before the energy price cap goes up to make sure we’re paying the lower rate…
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Job seekers could face Universal Credit cut
If we’re looking for a job and claiming Universal Credit we’ll have to look beyond our area of experience after…
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Why have energy prices shot up and what help is out there?
Wondering why energy prices have shot up and worried about the bills landing on the doormat? Here’s what you need…
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What’s changed now we’re living with Covid?
The rules we’d all got used to during the pandemic are coming to an end as we enter a stage…
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Benefits rising as cost of living increases
Government benefits including Universal Credit will rise by 3.1 per cent in April as the cost of living increases
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Healthy Start vouchers go online
The Healthy Start voucher scheme is moving online – here’s what we need to know to make sure we don’t…
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Inflation – what’s it all about?
Inflation’s been all over the news after Jack Monroe’s campaign to get a truer picture of price rises. We explain…
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Services available to PA Housing Residents
Whether it’s problems with benefits, getting online or finding work, PA Housing is here to help and support you
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Bills, bills, bills
We can’t choose whether to pay our energy bills, but there are things we can do to make them more…
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What can I do if my energy supplier goes bust?
Here’s what we should do if our energy supplier goes bust amid rocketing wholesale prices
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Another big rise in energy bills
The price cap has gone up again meaning our energy bills will rise by around £700 a year from April.…
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New rules make renewing insurance cheaper
Insurance firms can no longer charge us more than new customers for renewing automatically thanks to new rules
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Universal Credit help – what’s available?
If we’re claiming Universal Credit, there’s other help we might qualify for too. Good to know as the cost of…
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Supermarket Iceland offers shopping loans
Supermarket chain Iceland is offering low-cost loans to help us when we’re struggling to pay for our shopping
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‘Right to repair’ could save us cash
A new law means we now have the right to repair an appliance if it breaks down rather than being…
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New number to stop scams
Dialling this new number will take us through straight to our bank and help us stop scams before they happen
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Lorna Cooper on making more from less
Super cook Lorna Cooper is full of tips to help us make more from less in the kitchen – and…
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£200 payment for energy bills in Northern Ireland
The one-off payment is available in Northern Ireland this winter to help us to pay our energy bills as prices…
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Plastic not so fantastic
Credit card interest rates are at their highest levels for 23 years
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Don’t forget about the Household Support Fund this winter
If we’re strapped for cash after Christmas, this money could help us with the essentials
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Free school meals – here’s what you need to know
Claiming free school meals could save us more than £400 a year per child
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Get online for free
It’s part of a bigger plan to end the digital divide and get us all using the internet
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Bank branch closed? This could keep cash flowing
Banking hubs and more ATMs are some of the moves being planned
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Tenancy on a budget – how to stay afloat
There’s a lot to learn when you take on a tenancy – here’s the lowdown
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UC boost for workers in time for Christmas
Some of us could be in for a small rise in our payment this month Changes to Universal Credit announced…
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How to be frugal this festive season
Don’t start 2022 with a financial hangover – here’s the Quids in! 12 saves of Christmas On average, Christmas costs…
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Beat the scammers with these simple steps
It’s never our fault if we’re caught by a scam – but we can make it harder for the crooks…
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This fuel scheme could ease the pressure this winter
Vouchers could help those of us forced to choose between heating and eating Things are tough for all of us…
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Loan sharks are out to wreck your Christmas
Don’t give these crooks the satisfaction… or your cash There’s a warning this Christmas about turning to predatory loan sharks…
