Future Proof Finance Quiz </p> <section> <h2></h2> <p><span style="background-color: transparent; color: #404040;"></span><span style="background-color: transparent; color: #404040;"></span>Coronavirus and the lockdown have thrown us all.</p> <p>Now we know there is so much we cannot take for granted. So, it has never been so important to know our finances are robust. What more can we do to withstand any future setbacks?</p> <p>The Future-Proof Finance Quiz brings together all <em>Quids in!</em> has learnt about ensuring our money is fit for tomorrow. It includes some quick wins for getting through the current crisis, some next steps and longer-term goals. It asks simple yes/no questions about our attitudes and habits. For each ‘No’, there is a mini-challenge – what you might do to turn it into a ‘Yes’. The number of ‘Yes’ answers is your score.</p> <p>We can email your score and your challenges, for you to follow up. Maybe take the Quiz again in a couple of months and see how much better off you are.</p> <p><span style="background-color: transparent; color: #404040;"></span><span style="background-color: transparent; color: #404040;"></span></p> </section> <section> <h2>Do you know for sure you are getting all the help you are entitled to from the state?</h2> </section> <section> <h3>Do you know where to find help if you had money problems?</h3> </section> <section> <h3>Do you feel certain your money will last until you next get paid?</h3> </section> <section> <h3>Do you feel sure you could keep food on the table if your income stopped (or decreased) for a few weeks? (If you’re struggling already, answer ‘No’)</h3> </section> <section> <h3>Do you know exactly how much money goes out each month and how much your rent (or mortgage) payments are? (If your rent is paid for you but you don’t know how much it is, answer ‘No’)</h3> </section> <section> <h3>Do you check your bank balance daily?</h3> </section> <section> <h3>Do you have access to the internet?</h3> </section> <section> <h3>Do you keep costs down by finding deals when shopping or buying clothes/ essentials?</h3> </section> <section> <h3>Do you ever use an online switching service for cheaper gas or electric, or comparison website, (eg, for insurance)?</h3> </section> <section> <h3>Do you want to make more money and have a plan to do so? (Only answer ‘Yes’ if both are true)</h3> </section> <section> <h3>Do you feel confident to say ‘no’ if someone pressures you into something not right for you?</h3> </section> <section> <h3>Do you feel happy using direct debits, (eg, for paying rent or getting discounts on energy bills), AND know when they go out? (Only answer ‘Yes’ if both are true.)</h3> </section> <section> <h3>Are you free of debt and rent arrears, or at least taking action on any debts you need to sort out?</h3> </section> <section> <h3>Do you feel confident with the internet? Can you ‘google’, upload photos, watch videos AND post comments?</h3> </section> <section> <h3>Do you have ID documents and readily know where to find them?</h3> </section> <section> <h3>Do you have an email account?</h3> </section> <section> <h3>Do you check emails every/ most days?</h3> </section> <section> <h3>Do you open all your post every day?</h3> </section> <section> <h3>Do you know how much money you have coming in (including any help for housing costs) AND is it the same every month of the year? (Answer ‘No’ if you’re on a zero hours contract, or paid anything other than monthly)</h3> </section> <section> <h3>Do you have and use a current account or basic bank account with a high street bank or credit union?</h3> </section> <section> <h3>Do you have/ use a savings account?</h3> </section> <section> <h3>Do you set aside any money for savings each day or week?</h3> </section> <section> <h3>Do you feel totally happy about what happens if your income goes up?</h3> </section> <section> <h3>Do you plan ahead money-wise for holidays, birthdays and Christmas/ religious holidays?</h3> </section> <section> <h3>Do you think you will do anything differently after answering these questions?</h3> </section> <section> <h2></h2> </section> <section> <h3></h3> </section> <p> TweetShareWhatsAppRedditShareEmail0 Shares
